Craig D. Robins, ESQ - Experienced Bankruptcy Attorney

FREE CONSULTATION

(516) 496-0800

Craig D. Robins, ESQ - Experienced Bankruptcy Attorney
Stop Creditor Harassment

CREDITOR HARASSMENT

CREDITOR ACTION

Craig D. Robins, ESQ - Experienced Bankruptcy Attorney

Chapter 7 Bankruptcy

Chapter 13 Bankruptcy

Chapter 11 Reorganization

Foreclosure Defense

Debt Negotiation

Should I File Bankruptcy?

Why Choose Craig D. Robins, Esq.?

Bankruptcy Secrets

Bankruptcy Overview

Representing Yourself

The New Bankruptcy Laws

Credit After Bankruptcy

Long Island Bankruptcy Blog

Client Login

Debt Problems and the Elderly

Bankruptcy
and the Elderly

Debt Problems and the Elderly

CONVENIENT OFFICE LOCATIONS

MELVILLE» MAIN OFFICE
35 Pinelawn Road, Suite 218E
Melville, New York 11747
Directions

VALLEY STREAM
30 South Central Ave.
Valley Stream, New York 11580
Directions

CORAM
479 Middle Country Rd.
Coram, New York 11727
Directions

Special Note for Attorneys

A Note for
Attorneys

Special Note for Attorneys
A Proud Member of National Association of Consumer Bankruptcy AttorneysAmerican Bankruptcy Institute

HOME

ATTORNEY PROFILE

PRACTICE AREAS

FIRM OVERVIEW

Bankruptcy is What We Do and We Do It Well Free ConsultationContact UsPublished ArticlesIn The News

Should I File For Bankruptcy?

Long Island Consumer Bankruptcy Attorney

If you are stressed out and overwhelmed by credit card debts and bills, you are probably considering whether bankruptcy is the answer. At The Law Offices of Craig Robins, Esq., located in Nassau County and Suffolk County, we can help you determine if bankruptcy is right for you.

We offer a free office consultation to discuss your debt options and to explore whether a Long Island bankruptcy filing may be the best solution to your financial difficulties.

 

Bankruptcy Can Eliminate Bills. The bankruptcy laws are designed to provide the typical consumer debtor with the opportunity for a fresh new financial start. In Chapter 7, this often means being able to eliminate all of your debt. In Chapter 13, this often means paying a small portion of your debt, or paying your debt over an extended period of time with no interest.

 

Bankruptcy Stops Creditors Immediately. Whatever bankruptcy chapter you file, the federal bankruptcy laws prohibit your creditors from contacting you, the minute we file your bankruptcy petition with the court. This very powerful federal law is called the bankruptcy stay and it will immediately stop bill collectors, wage garnishments, frozen accounts, foreclosure proceedings, and collection law suits.

 

Bankruptcy is About Starting Over and Getting a Fresh Start. The truth is that bad debt problems happen to good people. Congress created the bankruptcy laws to help you. You deserve to learn if bankruptcy is the answer to your debt problems.

 

Bankruptcy is Not Your Fault. Credit card companies are very unreasonable. Their financial terms are deceptive and misleading. This is not your fault. You may have incurred debt from having been laid off, getting sick, or are recovering from a divorce. This is not your fault. You may have fallen into the credit card debt trap by a bank that knows you will have difficulty paying them back. This is not your fault.

 

Bankruptcy is the Answer That Credit Card Companies Don't Want You to Know. The only thing credit card companies are afraid of is the United States Bankruptcy Code and a bankruptcy attorney. Creditors will try to scare you away from filing for bankruptcy. Don't listen to them! Often it is easy to get credit after bankrutpcy.

 

Bankruptcy is Still Available Under the New Laws. The laws were revised a few years ago but the changes don't affect most people. Most people still qualify for bankruptcy relief under the new bankruptcy laws.

 

Bankruptcy is Easier Than You Think. Many people feel intimated by the notion of filing for bankruptcy. However, we make the process as easy and stress-free as possible. Most of our clients say to us afterwards, "Gee, Craig; is that all there is to it?" They are relieved the process went so smoothly.

 

Take This Quick Bankruptcy Test

If three or more of the following statements apply to you, then you should consult our consumer bankruptcy law firm now. If more than five of the following apply to you, you probably should have seen us months ago!

My debts are over $5,000, not including a car mortgage.

My bill payments are over 25% of my take home pay.

I frequently pay my bills late.

I pay high rates of interest on my debt.

I have to charge necessary items like clothing or food.

I need to frequently get cash advances.

I need a loan to pay existing debt.

A creditor has filed a lawsuit against me.

Collection agencies are calling and harassing me.

I am "robbing Peter to pay Paul."

Although I make payments, my balances don't go down.

I have recently been turned down for credit.

Some of my bill payments are more than a month behind.

I am often late paying my mortgage or rent.

I can barely afford my car insurance.

I have high medical bills that weren't paid by insurance.

We are getting divorced and have too many bills to pay.

I owe income taxes that I can't afford to pay.

My wages are being garnished.

I recently lost my job or ability to work overtime.

I owe much more on my car than what it is worth.

My bank account was frozen.

 

We Provide Answers to Consumer Bankruptcy Questions

If you are considering bankruptcy, you want the advice of a bankruptcy lawyer who is very experienced in this specialized field of law.

Craig D. Robins, Esq. is one of Long Island's leading consumer bankruptcy attorneys. We file several hundred bankruptcy cases every year. We know the consumer bankruptcy laws and we know them well. Our practice is dedicated to helping people with New York debt problems.

 

Free Consultation. If you have serious debt problems, you owe it to yourself to contact us today to schedule a free, no-obligation appointment. We will provide you with a compassionate and thorough review of your financial situation.

We help people with consumer debt problems across Long Island and Queens with convenient offices in Nassau County and Suffolk County. Please call us today to discuss debt relief.

 

Home       Craig D. Robins, Esq.       Contact Us       Our Firm       Disclaimer       Site Map

For over Twenty Years, we have proudly been a Debt Relief Agency under the
United States Bankruptcy Code. We help people file for bankruptcy relief.

Copyright © Craig D. Robins - Craig D. Robins is a Melville, Long Island bankruptcy attorney and lawyer whose New York bankruptcy law firm is dedicated solely to bankruptcy law and debt solutions. We represent clients from towns such as Huntington, Smithtown, Babylon, Islip, Hempstead, Brookhaven, North Hempstead, and Riverhead; and areas including Amityville, Bethpage, Brentwood, Centereach, East Meadow, Hicksville, Holbrook, Levittown, Mineola, Patchogue, Shirley, Westbury, Medford, Coram, Commack, Bayshore, Yaphank, Valley Stream, Bohemia, Wantagh, Roosevelt, Freeport, Deer Park, Floral Park, Franklin Square, Bellmore, Mineola, Elmont, Laurelton, Queens Village, and others on Long Island and Queens. Some of the material herein constitutes attorney advertising.